Boat docks in Moneta
Dock work around the community whose ZIP code covers much of the lake, on both sides of the water.
Moneta is a Bedford County community along Route 122 between Bedford and Rocky Mount. It became a census-designated place for the first time in 2020, when it counted 450 residents, but the Moneta 24121 ZIP code reaches much farther: because the lake has no postal address of its own, the ZIP covers shoreline on both sides of the water, including parts of Franklin County. Waterwheel, Bridgewater and Crystal Shores marinas give boaters access nearby.
Bedford County or Franklin County?
A Moneta mailing address doesn't tell you which county your lot is in, and that matters. The Appalachian Power permit is recorded with your county's Clerk of Circuit Court, and the building permit comes from that county too. Check your deed or tax bill before you apply.
What do Moneta owners usually call about?
- Two-slip docks with a sundeck for newer lake homes
- Adding a roof or lift to an open dock
- Replacing worn decking on docks from earlier decades
- Permit assignments and dock checks when a home sells
Busy water near the marinas
Docks near marinas and busy channels take more wake. The plan keeps a 30-foot passage lane open and keeps docks 30 feet from navigation markers, which can shape where a slip goes on a lot near a main channel.
Common questions
My address says Moneta. Which county issues my building permit?
It depends on where the lot is. Moneta's ZIP covers shoreline in both Bedford and Franklin counties, so check your deed or tax records.
Do you cover the Route 122 corridor?
Yes. Call with your address and you'll be connected with a builder who works your cove.
Services in Moneta
- New boat docksFixed and floating docks sized to your frontage, your cove and the Shoreline Management Plan.
- Boathouses and covered docksRoofed slips, upper-level sundecks and storage built within the height and enclosure limits.
- Boat lifts and PWC liftsBoat lifts, PWC lifts and floating ports for new slips and existing docks.
- Dock repair and expansionsDecking, pilings, roofs, walkways and permitted expansions for older docks.
- Riprap and shoreline stabilizationRiprap and softer stabilization for banks that are undercut, bare or sloughing.
Nearby areas
Planning a new dock, a boathouse or a lift for the new boat?
Call now and a dock builder who works on Smith Mountain Lake will call you back to talk through your lot and the Appalachian Power permit.